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MECHANICAL VEHICLE SERVICE AGREEMENTS

Coverages Available

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Capital Processing Systems, Inc. (CPS) offers seven mechanical vehicle service agreement/limited warranty programs covering virtually all dealership inventories and customers.

Terms up to 10 years and 150,000 miles. Service agreement coverage for new and late model pre-owned vehicles tailored to the underlying manufacturer’s warranty.

Limited warranty and wrap as well as named component and exclusionary service agreement coverage for pre-owned vehicles with up to 150,000 starting odometer miles.

Limited liability named component coverage for higher mileage vehicles with up to 238,000 starting odometer miles.

CPS has the product line to effectively meet all dealership needs.

Exclusionary coverage (covers everything except that which is listed as excluded) on new and late model pre-owned vehicles with 1-month and 1000-miles of full factory warranty remaining.

Rates specific to the manufacturer and their underlying warranty

Eliminates the need for a separate wrap program as all terms up to 10years/125,000 miles wrap around the factory warranty

Term/Mileage Options

36 Months/50,000 Miles
36 Months/75,000 Miles
36 Months/ 100,000 Miles
36 Months/125,000 Miles
48 Months/50,000 Miles
48 Months/75,000 Miles
48 Months/100,000 Miles
48 Months/125,000 Miles
60 Months/50,000 Miles
60 Months/60,000 Miles
60 Months/75,000 Miles
60 Months/100,000 Miles
60 Months/125,000 Miles

72 Months/50,000 Miles
72 Months/60,000 Miles
72 Months/75,000 Miles
72 Months/100,000 Miles
72 Months/125,000 Miles
84 Months/50,000 Miles
84 Months/75,000 Miles
84 Months/100,000 Miles
84 Months/125,000 Miles
96 Months/100,000 Miles
96 Months/125,000 Miles
120 Months/100,000 Miles
120 Months/125,000 Miles

Term Period
Ending term months calculated from the agreement purchase date.
Ending term miles calculated from zero.

Deductible Options
$0 Zero Anywhere
$0 Zero @ Selling Dealer Only
$50.00 Per Visit
$100 Per Visit
$200 Per Visit

Specialty Vehicle Options
The Premier Protection Plan offers coverage for certain Lifted/ Lowered vehicles, vehicles with Oversize/Undersize Tires and Commercial Vehicles.

Roadside Assistance
Roadside Assistance is included for the entire term of the agreement with Towing, Jump Start, Flat Tire Change, Fluid Delivery and Lockout Assistance benefits available.

Substitute Transportation Coverage
Rental car reimbursement is included for the entire term of the agreement.
Reimbursement of up to $35/day for 5 days for any covered repair where the vehicle is inoperable or unsafe to drive and must be retained by the repair facility overnight.

Trip Interruption
Trip Interruption included for the entire term of the agreement.
Reimbursement of up to $75/day for 3 days for any covered repair if the vehicle needs repair more than 100 miles from home and is inoperable or unsafe to drive and must be retained by the repair facility overnight.

Cancellation
Full refund in the first 30 days if cancelled and no claims paid.
After 30 days or if a claim has been authorized or paid, pro-rata based upon the greater of number of elapsed months or miles, less a $50 cancellation fee.

Transfer
Transferable to another private party with a $75 transfer fee.

Limits of Liability
Aggregate: NADA retail value on date of agreement purchase.
Any single repair: NADA retail value immediately prior to breakdown.

Labor Rate/Parts Price Reimbursement
Retail labor rate.
Retail parts prices.

Exclusionary coverage (covers everything except that which is listed as excluded) and two levels of named component coverage on pre-owned vehicles with up to 150,000 starting odometer miles (depending upon the vehicle service agreement term/mileage limit chosen).

Available on vehicles that are current plus 15 model years old

Term/Mileage Options

12 Months/12,000 Miles
18 Months/18,000 Miles
24 Months/24,000 Miles
36 Months/30,000 Miles
36 Months/36,000 Miles
36 Months/50 ,000 Miles

42 Months/42,000 Miles
48 Months/48,000 Miles
48 Months/75,000 Miles
54 Months/54,000 Miles
60 Months/50,000 Miles
60 Months/100,000 Miles

Term Period
Ending term months calculated from the vehicle purchase date.
Ending term miles calculated from the odometer mileage on vehicle purchase date.

Deductible Options
$0 Zero Anywhere
$0 Zero @ Selling Dealer Only
$50.00 Per Visit
$100 Per Visit
$200 Per Visit

Specialty Vehicle Options
The Extended Protection Plan offers coverage for certain Lifted/Lowered vehicles, vehicles with Oversize/Undersize Tires and Commercial Vehicles.

Roadside Assistance
Roadside Assistance is included for the entire term of the agreement with Towing, Jump Start, Flat Tire Change, Fluid Delivery and Lockout Assistance benefits available.

Substitute Transportation Coverage
Rental car reimbursement is included for the entire term of the agreement.
Reimbursement of up to $35/day for 5 days for any covered repair where the vehicle is inoperable or unsafe to drive and must be retained by the repair facility overnight.

Trip Interruption
Trip Interruption is included for the entire term of the agreement.
Reimbursement of up to $75/day for 3 days for any covered repair if the vehicle needs repair more than 100 miles from home and is inoperable or unsafe to drive and must be retained by the repair facility overnight.

Cancellation
Full refund in the first 30 days if cancelled and no claims paid.
After 30 days or if a claim has been authorized or paid, pro-rata based upon the greater of number of elapsed months or miles, less a $50 cancellation fee.

Transfer
Transferable to another private party with a $75 transfer fee.

Limits of Liability
Aggregate: NADA retail value on date of agreement purchase
Any single repair: NADA retail value immediately prior to breakdown

Labor Rate/Parts Price Reimbursement
Retail labor rate.
Retail parts prices.

Limited component coverage on pre-owned vehicles with up to 238,000 starting odometer miles (depending upon the vehicle service agreement term/mileage limit chosen).

Available on vehicles that are current plus 20 model years old.

Term/Mileage Options

12 Months/12,000 Miles
24 Months/24,000 Miles
36 Months/36,000 Miles

48 Months/48,000 Miles
60 Months/100,000 Miles

Term Period
Ending term months calculated from the vehicle purchase date.
Ending term miles calculated from the odometer mileage on vehicle purchase date.

Deductible Options
$0 Zero Anywhere
$0 Zero @ Selling Dealer Only
$50.00 Per Visit
$100 Per Visit
$200 Per Visit

Specialty Vehicle Options
The Vital Protection Plan offers coverage for certain Lifted/Lowered vehicles, vehicles with Oversize/Undersize Tires and Commercial Vehicles.

Roadside Assistance
Roadside Assistance is included for the entire term of the agreement with Towing, Jump Start, Flat Tire Change, Fluid Delivery and Lockout Assistance benefits available.

Substitute Transportation Coverage
Rental car reimbursement is included for the entire term of the agreement.
Reimbursement of up to $35/day for 5 days for any covered repair where the vehicle is inoperable or unsafe to drive and must be retained by the repair facility overnight.

Trip Interruption
Trip Interruption included for the entire term of the agreement.
Reimbursement of up to $75/day for 3 days for any covered repair if the vehicle needs repair more than 100 miles from home and is inoperable or unsafe to drive and must be retained by the repair facility overnight.

Cancellation
Full refund in the first 30 days if cancelled and no claims paid.
After 30 days or if a claim has been authorized or paid, pro-rata based upon the greater of number of elapsed months or miles, less a $50 cancellation fee.

Transfer
Transferable to another private party with a $75 transfer fee.

Limits of Liability
Aggregate: $7500 or NADA retail value on date of agreement purchase, whichever is less
Any single repair: NADA retail value immediately prior to breakdown

Labor Rate/Parts Price Reimbursement
Retail labor or $100/hour, whichever is less.
Retail parts prices.

Named component coverage on Commercial pre-owned vehicles with up to 238,000 starting odometer miles (depending upon the vehicle service agreement term/mileage limit chosen).

Available on vehicles that are current plus 12 model years old.
Up to 19,500 lb. GVW

Term/Mileage Options

12 Months/12,000 Miles
24 Months/24,000 Miles

36 Months/36,000 Miles
36 Months/50,000 Miles
48 Months/75,000 Miles

Term Period
Ending term months calculated from the vehicle purchase date.
Ending term miles calculated from the odometer mileage on vehicle purchase date.

Deductible Options
$0 Zero Anywhere
$0 Zero @ Selling Dealer Only
$50.00 Per Visit
$100 Per Visit

Roadside Assistance
Roadside Assistance is included for the entire term of the agreement with Towing, Jump Start, Flat Tire Change, Fluid Delivery and Lockout Assistance benefits available.

Substitute Transportation Coverage
Rental car reimbursement is included for the entire term of the agreement.
Reimbursement of up to $35/day for 5 days for any covered repair where the vehicle is inoperable or unsafe to drive and must be retained by the repair facility overnight.

Trip Interruption
Trip Interruption included for the entire term of the agreement.
Reimbursement of up to $75/day for 3 days for any covered repair if the vehicle needs repair more than 100 miles from home and is inoperable or unsafe to drive and must be retained by the repair facility overnight.

Cancellation
Full refund in the first 30 days if cancelled and no claims paid.
After 30 days or if a claim has been authorized or paid, pro-rata based upon the greater of number of elapsed months or miles, less a $50 cancellation fee.

Transfer
Transferable to another private party with a $75 transfer fee.

Limits of Liability
Aggregate: $12,500 or NADA retail value on date of agreement purchase, whichever is less
Any single repair: NADA retail value immediately prior to breakdown

Wrap Mechanical Service Agreements

Vehicle Service Agreements that “wrap” around powertrain limited warranties that come with the vehicle, providing coverage for non-powertrain items and the powertrain after the limited warranty expires.

A powertrain limited warranty and an exclusionary coverage wrap upgrade for both new and pre-owned vehicles.

Available on new previously untitled vehicles and pre-owned vehicles with up to 90,000 starting odometer miles.

Available on vehicles that are current plus 8 model years old.

Limited Warranty Term/Mileage Options

84 Months/200,000 Miles
120 Months/100,000 Miles
120 Months/120,000 Miles
120 Months/150,000 Miles
120 Months/200,000 Miles
120 Months/1,000,000 Miles
120 Months/Unlimited Miles
Lifetime (as long as Agreement Holder owns vehicle)

Wrap Term/Mileage Options

60 Months/60,000 Miles
60 Months/75,000 Miles
60 Months/100,000 Miles
60 Months/125,000 Miles
60 Months/150,000 Miles
72 Months/60,000 Miles
72 Months/75,000 Miles
72 Months/100,000 Miles
72 Months/125,000 Miles
72 Months/150,000 Miles
84 Months/60,000 Miles
84 Months/75,000 Miles
84 Months/100,000 Miles
84 Months/125,000 Miles
84 Months/150,000 Miles

96 Months/60,000 Miles
96 Months/75,000 Miles
96 Months/100,000 Miles
96 Months/125,000 Miles
96 Months/150,000 Miles
108 Months/60,000 Miles
108 Months/75,000 Miles
108 Months/100,000 Miles
108 Months/125,000 Miles
108 Months/150,000 Miles
120 Months/60,000 Miles
120 Months/75,000 Miles
120 Months/100,000 Miles
120 Months/125,000 Miles
120 Months/150,000 Miles

Term Period
New vehicle Ending term months calculated from the vehicle purchase date.
Pre-owned vehicle term months calculated from January 1st of the vehicle model year.
New/Pre-owned vehicle ending term miles calculated from zero.

Limited Warranty Deductible
$100 Per Visit

Wrap Deductible Options
$0 Zero Anywhere
$0 Zero @ Selling Dealer Only
$50.00 Per Visit
$100 Per Visit
$200 Per Visit

Limited Warranty Maintenance Option
12 Months Prepaid Maintenance available on all limited warranties.

Roadside Assistance
Roadside Assistance is included for 12 months on Limited Warranties and the entire term of the agreement for Wraps with Towing, Jump Start, Flat Tire Change, Fluid Delivery and Lockout Assistance benefits available.

Substitute Transportation Coverage
Wrap coverage includes rental car reimbursement for the entire term of the agreement.
Reimbursement of up to $35/day for 5 days for any covered repair where the vehicle is inoperable or unsafe to drive and must be retained by the repair facility overnight.

Trip Interruption
Wrap coverage includes Trip Interruption for the entire term of the agreement.
Reimbursement of up to $75/day for 3 days for any covered repair if the vehicle needs repair more than 100 miles from home and is inoperable or unsafe to drive and must be retained by the repair facility overnight.

Cancellation
Limited Warranties
are non-cancellable.
Wrap Coverage 
Full refund in the first 30 days if cancelled and no claims paid.
After 30- days or if a claim has been authorized or paid, pro-rata based upon the greater of number of elapsed months or miles, less a $50 cancellation fee.

Transfer
Limited Warranties
are non-transferrable.
Wrap coverage Transferable to another private party with a $75 transfer fee.

Limits of Liability
Aggregate: NADA retail value on date of agreement purchase.
Any single repair: NADA retail value immediately prior to breakdown.

Labor Rate/Parts Price Reimbursement
Retail labor rate.
Retail parts prices.

Powertrain limited warranty wrap upgrades with a choice of exclusionary and two levels of named component coverage.

Available on pre-owned vehicles with up to 150,000 starting odometer miles.

Available on vehicles that are current plus 15 model years old.

Limited Warranty Term/Mileage Options

4 Months/4,000 Miles
6 Months/6,000 Miles
12 Months/12,000 Miles
18 Months/18,000 Miles
24 Months/24,000 Miles

Wrap Term/Mileage Options

12 Months/12,000 Miles
18 Months/18,000 Miles
24 Months/24,000 Miles
36 Months/30,000 Miles
36 Months/36,000 Miles
36 Months/50,000 Miles

42 Months/42,000 Miles
48 Months/48,000 Miles
48 Months/75,000 Miles
54 Months/54,000 Miles
60 Months/50,000 Miles
60 Months/100,000 Miles

Term Period
Ending term months calculated from the vehicle purchase date.
Ending term miles calculated from the odometer mileage on vehicle purchase date.

Limited Warranty Deductible
$0 Zero Anywhere
$100 Per Visit

Wrap Deductible Options
$0 Zero Anywhere
$0 Zero @ Selling Dealer Only
$50.00 Per Visit
$100 Per Visit
$200 Per Visit

Specialty Vehicle Options
The Safe Buy Protection Plan offers coverage for certain Lifted/Lowered vehicles, vehicles with Oversize/Undersize Tires and Commercial Vehicles.

Roadside Assistance
Roadside Assistance is included for the entire term of the agreement with Towing, Jump Start, Flat Tire Change, Fluid Delivery and Lockout Assistance benefits available.

Substitute Transportation Coverage
Rental car reimbursement included for the entire term of the agreement.
Reimbursement of up to $35/day for 5 days for any covered repair where the vehicle is inoperable or unsafe to drive and must be retained by the repair facility overnight.

Trip Interruption
Trip Interruption included for the entire term of the agreement.
Reimbursement of up to $75/day for 3 days for any covered repair if the vehicle needs repair more than 100 miles from home and is inoperable or unsafe to drive and must be retained by the repair facility overnight.

Cancellation
Limited Warranties are non-cancellable.

Wrap Coverage Full refund in the first 30-days if cancelled and no claims paid. After 30- days or if a claim has been authorized or paid, pro-rata based upon the greater of number of elapsed months or miles, less a $50 cancellation fee (where state allows).

Transfer
Limited Warranties are non-transferrable.
Wrap Coverage Transferrable to another private party with a $75 transfer fee.

Limits of Liability
Aggregate: NADA retail value on date of agreement purchase
Any single repair: NADA retail value immediately prior to breakdown

Available on Leased Vehicles with up to 10,000 starting odometer miles.

Covers ALL necessary repairs to the mechanical and electrical parts of the vehicle other than those parts listed as excluded such as routine maintenance, and includes:

    • Belts and Hoses
    • Brake Pads
    • Consumable Electrical Parts
    • Wheel Alignments
    • Windshield Wiper Blades

Term/Mileage Options

24 Mo./24,000 Miles
24 Mo./30,000 Miles
27 Mo./27,000 Miles
27 Mo./35,000 Miles
36 Mo./36,000 Miles
36 Mo./45,000 Miles
39 Mo./39,000 Miles
39 Mo./50,000 Miles

42 Mo./42,000 Miles
42 Mo./54,000 Miles
48 Mo./48,000 Miles
48 Mo./50,000 Miles
48 Mo./60,000 Miles
60 Mo./60,000 Miles
60 Mo./65,000 Miles
60 Mo./70,000 Miles
72 Mo./72,000 Miles

Term Period
Ending term months calculated from the agreement purchase date.
Ending term miles calculated from zero.

Deductible
$0 Zero Everywhere

Roadside Assistance
Roadside Assistance is included for the entire term of the agreement with Towing, Jump Start, Flat Tire Change, Fluid Delivery and Lockout Assistance benefits available.

Substitute Transportation Coverage
Rental car reimbursement included for the entire term of the agreement.
Reimbursement of up to $35/day for 5 days for any covered repair where the vehicle is inoperable or unsafe to drive and must be retained by the repair facility overnight.

Trip Interruption
Trip Interruption included for the entire term of the agreement.
Reimbursement of up to $75/day for 3 days for any covered repair if the vehicle needs repair more than 100 miles from home and is inoperable or unsafe to drive and must be retained by the repair facility overnight.

Cancellation
Full refund in the first 30 days if cancelled and no claims paid.
After 30 days or if a claim has been authorized or paid, pro-rata based upon the greater of number of elapsed months or miles, less a $50 cancellation fee.

Transfer
Transferable to another private party with a $75 transfer fee.

BBB Rating & Accreditation

Accredited Since: 11/25/2015
Years in Business: 9

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